Breaking: The US Coronavirus Health Care has Just been Signed

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The 46th president of the United States of America,
President Donald J. Trump, has just signed the Coronavirus Aid, Relief & Economic Security (CARES) Act.
Here are some of the key parts of the law:

 FAMILIES:
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Provides cash check for Americans, with the average family of 4 receiving $3,400
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Provides $3.5B to expand assistance to child care providers & child care benefits to those on front lines
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Provides protections against foreclosures & evictions for renters.

 SMALL BUSINESSES:
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$350B in federally-guaranteed loans for small businesses & non-profits who keep workers on payroll
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Max. SBA express loan increased from $350k to $1M through end of 2020
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Increased access to capital through emergency economic injury disaster loan grants.

 U.S. WORKERS:
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$250B to expand unemployment benefits for impacted workers
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Provides additional 13 weeks of unemployment benefits for workers who need it beyond what states normally allow.

 U.S. BUSINESSES:
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Provides $500B for Treasury to give emergency assistance, including loans & loan guarantees, to U.S. businesses (all sizes)
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Bans stock buybacks for any company receiving a loan for the term of the loan plus one year.

 HEALTH CARE PROVIDERS:
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$100B for hospitals & health care providers to ensure they receive the support needed for Coronavirus-related expenses & lost revenue
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Provides $11B for vaccines, therapeutics, diagnostics, & other preparedness needs.

 MEDICAL EQUIPMENT & PROTECTIVE GEAR:
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$16B to buy PPE, ventilators, & other medical supplies for federal & state response efforts via Strategic National Stockpile
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$1B for Defense Production Act to increase access to materials needed for national security & pandemic recovery.

 AGENCIES RESPONDING:
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$4.3B for CDC
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$45B for the FEMA Disaster Relief Fund
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Over $19B for the Department Of Veterans Affairs to support increased demand for health care services at VA facilities.

 STUDENTS & SCHOOLS (1/2):
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Suspends student loan payments for many borrowers by pausing payment requirements for 6 months with no penalty
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Ensures college students don't have to pay back financial aid for partial semester if they had to drop out due to outbreak.

STUDENTS & SCHOOLS (2/2):
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Gives Secretary Of Education waiver authority to roll over Title I federal funding to next year, so school districts don’t lose it
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Creates new tax credit for businesses to help workers pay off student loans up to $5,250 / yr.

 AIRLINES & AIRPORTS:
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Provides $32B in grants to airlines & air contractors to cover salaries & compensation for workers
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Businesses receiving these grants cannot lay off employees for next 6 months or buy back stock.

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